Inexpensive Car Insurance
Finding inexpensive car insurance used to be an overwhelming task. You either had to call a number of insurance companies to get quotes (if they d even give them to you over the phone), or visit insurance offices and talk to a number of agents to get quotes.
My how times have changed. Now, thanks to the Internet, you can get quotes from A-rated companies, choose the best one, and even buy your policy online all in the comfort of your home.
Best Rates
All major insurance companies have websites where you can get car insurance quotes, but they only give you one quote, or quotes from just a few of their competitors.
Comparison websites, on the other hand, give you quotes from a number of top-ranked companies so you can compare them and choose the best rates. The top comparison sites even have a chat feature that allows you to get answers to your insurance questions online from an insurance professional. (See link below.)
The difference in rates between insurance rates can be amazing. When I recently compared the insurance I got a few years ago to the exact same insurance from company that was reputed to have the best rates in the country, I found my insurance was $800 cheaper. Quite a difference. That s why it pays to comparison shop.
Best Companies
After you choose a car insurance policy you like, you can check out the company by going to the following websites:
J.D. Power s Website
J.D. Power (jdpower.com) rates companies based on customers overall experience, policy offerings, policy pricing, and insurer contact. This is a good site to see how actual customers like a company s service, policies, and prices.
Your State s Department of Insurance Website
All States have a Department of Insurance website and most states list the complaints filed against insurance companies. If your state doesn t list company complaints, go to the California Department of Insurance website - http://www.insurance.ca.gov - to get this information.
Bottom Line
It only takes a few minutes to find inexpensive insurance rates online, and a few minutes more to find out if the company you choose is reputable. Those few minutes comparing prices and comparing companies could save you hundreds of dollars in premiums and give you peace of mind knowing that your insurer is reliable.
Visit http://www.LowerRateQuotes.com or click on the following link to get inexpensive car insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on inexpensive car insurance.
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